Financial Consideration to Understand as a Student

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For many young people, starting college or university is not just the start of their higher education but also the start of their financial one. This is a time when many younger people have to start fending for themselves financially. With this in mind there are a number of financial considerations to think about as a student. 

recent media attention has focused on the high cost of higher education and in particular, student loan debt and the general lack of financial preparedness of student borrowers to establish a budget, manage credit, or invest for retirement. Students may give little thought to strategies they will need to enter the job market, pay rent and manage other day-to-day expenses,

 while simultaneously paying down student loans.Beginning in high school, students should be prepared to establish a budget, avoid unnecessary debt, and inculcate the importance of investing for retirement. The most important lesson is that credit is a tool that must be used wisely. Financial experts point out the importance of “consumer sovereignty.” In other words, while money doesn’t secure happiness, excessive debt and inability to meet financial obligations certainly isn’t

conducive to a happy life